When you’re injured in an accident, it’s common for the insurance company to reach out quickly. They may seem helpful and sympathetic, but remember, adjusters work for the insurance company, not for you. Their job is to minimize payouts and close claims fast. You might be asked for a recorded statement or pressured into accepting a settlement that doesn’t reflect the actual value of your injuries. By speaking to them before understanding your rights, you risk giving up compensation you may genuinely need down the road.

One of the biggest mistakes people make is giving a statement too soon. After an accident, you’re often shaken, unsure of the extent of your injuries, and not fully aware of how the situation will impact your life. Insurance companies may use your words against you, twisting innocent remarks into reasons to reduce or deny your claim. Without legal guidance, you might accidentally say something that makes your injuries seem less severe or your responsibility seem greater than it is. These statements can later be used to limit your recovery.

You deserve to know what your case is truly worth before you settle anything. Insurance companies usually offer lowball settlements early on, hoping you’ll accept before realizing the full extent of your losses. A lawyer doesn’t just look at medical bills; they consider pain and suffering, lost wages, long-term care, and how your injury affects your future. With the right attorney on your side, you’ll have someone who knows how to calculate the actual impact of the accident and make sure the insurer does not shortchange you.

Dealing with insurance companies can feel overwhelming. When you’re hurt, stressed, and trying to heal, the last thing you need is aggressive calls and confusing paperwork. Having a lawyer gives you the confidence to push back against unfair treatment. You’ll know what you should—and shouldn’t—say. More importantly, the attorney can speak on your behalf, handling all communication with the insurance company while you focus on recovery. This approach prevents you from making hasty decisions and ensures that your best interests are always prioritized.

Before you pick up the phone to talk to the insurance company, take a moment to speak to someone who’s on your side. EFS Law Center is here to guide you through this process with clarity and confidence. If you’ve been injured and want to make sure your rights are protected, call us today at (310) 800-0000.