Opting for full tort coverage on an auto insurance policy allows a motorist to retain unrestricted rights to bring a lawsuit against the negligent party in the event of an automobile accident. Limited tort coverage allows drivers to save on their premiums by waiving the right to recover certain damages, including payments for pain and suffering. Your preferred tort option follows you, and every member of your household, both as a driver and as a passenger, wherever you go. It is strongly advised that you examine your automobile insurance prior to renewing. If you have opted for limited tort coverage, consider contacting your insurance agent and requesting a change to full tort—for your sake, and the sake of your family.

This depends on the details of your case. Most cases involving workers’ compensation claims involve a limited period of disability, meaning that compensation is paid out during this period only and stops once the claim is closed. If, however, you are unable to return to your job due to the permanent effects of a work-related injury, then you may be entitled to a lump sum settlement. It is always important that you consider your options. If you are currently receiving workers’ compensation benefits and you still have questions regarding a potential settlement of your claim, please do not hesitate to call EFS Law Center to schedule a FREE consultation.

No. If you are injured on the job, then you may be entitled to workers’ compensation benefits which cover the costs of medical bills and lost wages if you are unable to return to work. Only in rare situations can you also seek additional compensation from another party. If you are already receiving workers’ compensation benefits and the insurance company is attempting to restrict or limit your benefits, or if you have been denied benefits outright, then you should contact EFS Law Center. Our attorneys are experienced in handling workers’ compensation cases.

Absolutely not! Only after you have spoken to and become a client of a qualified personal injury attorney should you speak, or provide written statements, to an insurance adjuster. By providing too much information, or incorrect information, at an earlier stage, this may be used against you in court proceedings.

Most personal injury cases are resolved outside of the courtroom. Insurance companies don’t like having to pay out, but they especially try to avoid being taken to trial. If the insurance company agrees to pay you what EFS believes to be a fair settlement, then you will not have to go to court.

However, this is not always the norm. Some cases require additional legal proceedings in order to be considered resolved. For example, during the course of a seemingly simple case, a greater misstep, or history of missteps, on the part of the insurance provider may be discovered that requires insight from a specialist.

While it is always encouraged to settle, the attorneys at EFS Law Center are experts and will pursue your case in court, if necessary.

As a general rule of thumb, personal injury cases are not usually resolved until the conclusion of your medical treatment and the complete recovery from your specific injuries. This can typically last anywhere from one to three years.

If it is determined that you have suffered permanent injuries as a result of an accident, your case will not likely be resolved until your physician has determined that you have reached maximum medical improvement (MMI). Additional factors that may contribute to a lag in the resolution include:

• delays from the insurance company
• liability issues surrounding accident
• reliability of witness (or witnesses) to your accident, if possible
• disagreement regarding the potential settlement offer